Shared Ownership

Shared Ownership provides an affordable way to purchase property through a ‘part buy, part rent’ scheme, requiring a smaller upfront payment. The scheme is available to first-time buyers and those looking to move up or down the property ladder.

With Shared Ownership you start by buying a share in a home, between 25% and 75% of the full value. Your deposit is based on the share you buy, not the full value. You will take out and pay a mortgage on the share you buy, and then pay rent on the share you don’t own. The rent on this share is subsidised and often cheaper than the open market so your monthly costs are manageable.

You can choose to buy more of the home when you’re ready (called ‘staircasing’) right up to 100%. The bigger the share you have, the less rent you pay.

Please scroll down for more information on Shared Ownership,
as well as helpful guides from Sage Homes.

• Sage Homes – Shared Ownership Customer Guide Leaflet
• Sage Homes – Guide to Staircasing
• Sage Homes – Guide to Reselling